Whole Life, or ordinary life, is a permanent plan of insurance. In addition to lifetime insurance protection, Whole Life features strong guarantees, cash/loan values, reduced paid-up insurance options, dividends and some flexibility. Whole Life is the lowest cost permanent plan that we offer.
An example of the annual premium (per thousand dollars of insurance coverage), plus a $50 policy fee:
$10,000 Whole Life, male at age 45:
$16.75 x 10 = $167.50 + $50 policy fee = $217.50 annual premium
Volume discounts may apply at $25,000 and $50,000 face amounts.
Sample Rates: per $1,000
Whole Life (male non-smoker) |
|
Sample Rates: per $1,000
Whole Life (female non-smoker) |
| 5 |
$3.75 |
|
|
| 15 |
$5.13 |
|
|
| 25 |
$7.25 |
|
|
| 35 |
$10.75 |
|
|
| 45 |
$16.75 |
|
|
| 55 |
$27.00 |
|
|
| 65 |
$45.50 |
|
|
| 75 |
$81.75 |
|
|
| 5 |
$3.13 |
|
|
| 15 |
$4.25 |
|
|
| 25 |
$6.25 |
|
|
| 35 |
$9.50 |
|
|
| 45 |
$14.25 |
|
|
| 55 |
$21.75 |
|
|
| 65 |
$36.75 |
|
|
| 75 |
$64.50 |
|
Looking for a rate but don’t see it listed? Contact your Lodge secretary or sales agent, or phone the SNPJ Home Office at 1-800-843-7675 (1-800-THE SNPJ). |
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