20 Year Term provides a level death benefit with premiums which remain fixed for the 20-year period. At the end of the 20 years, or at renewal (as long as the person is under age 60), the premiums will automatically renew for a new 20-year period at the new attained age.
The sample rates that follow are for the preferred class. Standard and smoker rates are slightly higher.
Sample Rates: $100,000 SNPJ 20 Year Term |
Male (Preferred Class) |
|
Female (Preferred Class) |
| 20 |
$118.00 |
|
|
| 25 |
$118.00 |
|
|
| 30 |
$125.00 |
|
|
| 35 |
$148.00 |
|
|
| 40 |
$200.00 |
|
|
| 45 |
$313.00 |
|
|
| 50 |
$463.00 |
|
|
| 55 |
$650.00 |
|
|
| 60 |
$950.00 |
|
|
| 20 |
$80.00 |
|
|
| 25 |
$91.00 |
|
|
| 30 |
$99.00 |
|
|
| 35 |
$125.00 |
|
|
| 40 |
$170.00 |
|
|
| 45 |
$253.00 |
|
|
| 50 |
$358.00 |
|
|
| 55 |
$511.00 |
|
|
| 60 |
$838.00 |
|
Looking for a rate but don’t see it listed? Contact your Lodge secretary or sales agent, or phone the SNPJ Home Office at 1-800-843-7675 (1-800-THE SNPJ). |
|