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Current Annuity Rates

The SNPJ Loyalty 8 Annuity

YieldDescription
5.50%First-year Guarantee Rate for New Money
3.50%Rate in Years 2 and After
Conversions of existing SNPJ Annuities available at first-year rates
Penalty for Early Withdrawal
Year 18%
Year 28%
Year 37%
Year 46%
Year 55%
Year 64%
Year 73%
Year 82%

The SNPJ Loyalty 5 Annuity

YieldDescription
5.00%First-year Guarantee Rate for New Money
3.25%Rate in Years 2 and After
Conversions of existing SNPJ Annuities available at first-year rates
Penalty for Early Withdrawal
Year 18%
Year 27%
Year 35%
Year 44%
Year 52%

Effective January 1, 2023, existing SNPJ Annuities issued since September 2003 will see a rate increase as follows:

3.50% for the SNPJ 8-year Annuity
3.25% for the SNPJ 5-year and 2-year Annuities