Graded Benefit Whole Life is a policy designed for those in less than perfect health. This plan allows someone who may not normally qualify for an insurance policy to purchase a permanent plan of insurance. We can do this by limiting the death benefit to 25% of the face amount should death occur in year one, 50% in year two, 75% in year three and 100% in year four and beyond.
Sample Rates: $5,000
Graded Benefit Policy (male) |
|
Sample Rates: $5,000
Graded Benefit Policy (female) |
| 0 |
$86.25 |
|
|
| 5 |
$90.65 |
|
|
| 10 |
$95.00 |
|
|
| 20 |
$105.00 |
|
|
| 30 |
$125.00 |
|
|
| 40 |
$165.00 |
|
|
| 50 |
$240.00 |
|
|
| 60 |
$347.50 |
|
|
| 70 |
$600.00 |
|
|
| 0 |
$81.25 |
|
|
| 5 |
$85.65 |
|
|
| 10 |
$90.00 |
|
|
| 20 |
$95.00 |
|
|
| 30 |
$113.75 |
|
|
| 40 |
$145.00 |
|
|
| 50 |
$197.50 |
|
|
| 60 |
$270.00 |
|
|
| 70 |
$425.00 |
|
Looking for a rate but don’t see it listed? Contact your Lodge secretary or sales agent, or phone the SNPJ Home Office at 1-800-843-7675 (1-800-THE SNPJ). |
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