Yearly Renewable Term is the least expensive policy that SNPJ offers. We pay your beneficiary the death benefit should you die while the policy is in force. Your premiums increase every year as you grow older and as your chance of dying becomes greater. This plan is renewable to age 90 and convertible to age 70. The minimum policy SNPJ issues carries a $25,000 face amount.
Sample Rates: $25,000 Yearly Renewable Term |
Male Smoker |
|
Female Smoker |
| 20 |
$88.00 |
|
|
| 25 |
$90.75 |
|
|
| 30 |
$96.25 |
|
|
| 35 |
$101.75 |
|
|
| 40 |
$121.00 |
|
|
| 45 |
$154.00 |
|
|
| 50 |
$200.75 |
|
|
| 55 |
$275.00 |
|
|
| 60 |
$382.25 |
|
|
| 65 |
$539.00 |
|
|
| 20 |
$79.75 |
|
|
| 25 |
$79.75 |
|
|
| 30 |
$85.25 |
|
|
| 35 |
$90.75 |
|
|
| 40 |
$99.00 |
|
|
| 45 |
$107.25 |
|
|
| 50 |
$137.50 |
|
|
| 55 |
$187.00 |
|
|
| 60 |
$272.25 |
|
|
| 65 |
$401.50 |
|
Sample Rates: $50,000 Yearly Renewable Term |
Male Smoker |
|
Female Smoker |
| 20 |
$126.50 |
|
|
| 25 |
$132.00 |
|
|
| 30 |
$143.00 |
|
|
| 35 |
$154.00 |
|
|
| 40 |
$192.50 |
|
|
| 45 |
$258.50 |
|
|
| 50 |
$352.00 |
|
|
| 55 |
$500.50 |
|
|
| 60 |
$715.00 |
|
|
| 65 |
$1,028.50 |
|
|
| 20 |
$110.00 |
|
|
| 25 |
$110.00 |
|
|
| 30 |
$121.00 |
|
|
| 35 |
$132.00 |
|
|
| 40 |
$148.50 |
|
|
| 45 |
$165.00 |
|
|
| 50 |
$225.50 |
|
|
| 55 |
$324.50 |
|
|
| 60 |
$495.00 |
|
|
| 65 |
$753.50 |
|
Looking for a rate but don’t see it listed? Contact your Lodge secretary or sales agent, or phone the SNPJ Home Office at 1-800-843-7675 (1-800-THE SNPJ). |
|
