Current Annuity Rates

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Since their introduction in the early 1980s, SNPJ annuities have become a popular financial resource for Slovene National Benefit Society members. The newest line of SNPJ annuities, the Loyalty annuities, are designed as long-term savings vehicles, and as such the Federal government imposes a 10% penalty on any monies withdrawn from these annuities prior to age 59½.

The tables below highlight the SNPJ Loyalty Annuity series:

 

The SNPJ Loyalty 8 Annuity
Yield Description
3.50%
First-year Guarantee Rate
3.00% Rate Years 2-8
2.75% Rate Years 9 and After 
3.75%
First-year Loyalty Rate for Conversions
of Existing SNPJ Annuities
Penalty for Early Withdrawal
Year 1 8%
Year 2 8%
Year 3 7%
Year 4 6%
Year 5 5%
Year 6 4%
Year 7 3%
Year 8 2%

  

The SNPJ Loyalty 5 Annuity
Yield Description
3.00%
First-year Guarantee Rate
2.75% Rate Years 2-5
2.75% Rate Years 6 and After 
3.25%
First-year Loyalty Rate for Conversions
of Existing SNPJ Annuities
Penalty for Early Withdrawal
Year 1 8%
Year 2 7%
Year 3 5%
Year 4 4%
Year 5 2%

A $2,000 minimum annuity deposit is required for non-members to become SNPJ members; less for existing members.

SNPJ Loyalty Annuities feature a 2.0% guaranteed minimum interest and no fees. Rates are non-guaranteed after the first year.

SNPJ Loyalty Annuities are approved in the following states: Colorado, Illinois, Indiana, Kansas, Michigan, Missouri, New Mexico, Ohio, Pennsylvania, West Virginia and Wisconsin.

 
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