Loyalty 5 Annuity

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In addition to the features available with the traditional SNPJ annuity, the Loyality Series annuity offers SNPJ members greater choices and more liquidity than ever before.

While the SNPJ Loyalty 5 annuity carries a five-year early withdrawal penalty, it offers a very competitive interest rate. A $2,000 minimum annuity deposit is required for non-members to become SNPJ members. 

SNPJ Loyalty Series annuities also feature 2.0% guaranteed minimum interest, additional surrender options and additional deposits. Withdrawal penalties are waived for the following: 10% of the cash value in any penalty year, and withdrawals due to death, disability and nursing home expenses.

The SNPJ Loyalty Series annuity is approved in the following states: Colorado, Illinois, Indiana, Kansas, Michigan, Missouri, New Mexico, Ohio, Pennsylvania, West Virginia and Wisconsin.

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