About SNPJ


The Slovene National Benefit Society (SNPJ) is a not-for-profit fraternal life insurance company dedicated to providing the best in fraternal benefits to our membership and helping them plan for a better tomorrow through permanent life insurance, term life insurance, and financial products like annuities and IRAs.

The Slovene National Benefit Society was founded in 1904 to offer affordable life insurance to Slovenian immigrants. SNPJ social and fraternal events were a way to preserve the culture of a homeland left behind and build new friendships in America. Of the 1,000 life insurance companies and fraternal benefit societies operating in America, fewer than 100 have been in business as long as we have.

In honor of the founding fathers, we have retained our Slovenian initials, SNPJ, an acronym which stands for Slovenska Narodna Podporna Jednota, meaning Slovene National Benefit Society in English.

According to the American Fraternal Alliance, fraternal benefit societies like the Slovene National Benefit Society provide billions of dollars back to the American public in the form of community service volunteer hours, grants, and educational scholarships.

SNPJ continues to offer a full package of social, athletic and cultural opportunities, college scholarships, community service projects and much more. Today, SNPJ is one of America's most progressive fraternal benefit societies, offering a wide range of life insurance and annuity products to individuals and families of all ages.



What Is a Fraternal Benefit Society?

The dictionary offers the following definition: “Fraternal benefit societies, or fraternals, are not-for-profit membership organizations that have a representative form of government and are organized through a lodge system to carry out social, intellectual, educational, charitable, benevolent, moral, fraternal, patriotic or religious purposes.”

Fraternal benefit societies also offer valuable life insurance coverage and financial planning services. Like commercial insurance companies, SNPJ collects premiums on our members’ life insurance policies and annuity contracts. However, as a fraternal benefit society, SNPJ redirects much of this income back to our members in the form of college scholarships, social activities, athletic competitions, cultural programs and free membership publications – all of which are termed “fraternal benefits,” and most of which are offered free of cost to SNPJ members. Learn more about the benefits of membership with SNPJ.