Always a Need for Insurance

By Jay Sedmak
SNPJ Publications Editor/Manager

Does it seem to you like we’re hearing more and more about cyber-security and the lack thereof? Technology has really set us up for a spill, beginning last November when retail giant Target reported that its customers’ personal information had been compromised. Just a few weeks ago, Microsoft announced that it would no longer support Windows XP, leaving hundreds of millions of people with gaping holes in the security of their personal computers. And when was the last time you watched the evening news without hearing about company such-and-such whose security firewalls had been breached?

There’s no denying the fact that your personal security may be at risk each and every day. Sure, you may have escaped the Target breach of the 2013 holiday shopping season, and you may have even upgraded your PC (or version of Microsoft Windows) to Windows 7 or 8 – but there are plenty of other cyber-risks out there, and the perpetrators of cybercrimes aren’t particularly worried about whose information they’re nabbing and utilizing for their own benefit. In response to the surge in cyber-attacks and the resulting identity theft, several companies have begun offering both services and products that can help protect us from the hazards of everyday cyber-activity.

Does any of this sound vaguely familiar? It will, if we turn back the calendar some hundred years or so, long before there was any such thing as a personal computer, the Microsoft Windows operating system and the now-pervasive reports of cybercrime. Back then, safeguarding one’s assets simply meant choosing the closest bank with which to do business, and identity theft involved little more than using a fake ID. Things weren’t all so rosy, though, since there was a great deal of personal safety to worry about, particularly if one was employed in a dangerous occupation, such as those in the mining, manufacturing and construction industries. To provide protection for themselves and their families, these common working men turned to the protection offered through a life insurance policy.

SNPJ was founded 110 years ago, at a time when life insurance was a luxury for many. Since many of the turn-of-the-20th-century Slovenian immigrants were laborers, the majority of our Society’s business was conducted through the purchase of accident and sick benefit policies. Since that time, however, life insurance sales have far outpaced the need for the smaller sick benefit policies.

Today, SNPJ offers a wide range of both permanent and term life insurance coverage, in addition to financial products; annuities and IRAs, to be specific. Sorry, SNPJ can’t cover your aging and/or lifeless PC, but we can cover what really matters, and has always mattered – your life and the future well-being of your loved ones. Contact the SNPJ Home Office to see how you can benefit from an investment in SNPJ life insurance. If you’re concerned about conducting any business whatsoever in cyberspace, you can always call the Home Office, toll-free, at 1-800-843-7675.

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